The wheels turned during Gov. Kathy Hochul’s 2026 State of the State on Tuesday when she announced a slate of new proposals aimed at lowering car insurance rates in New York while putting the brakes on fraud.
The proposals included reviving a state fraud prevention board, giving insurance companies more leeway in reporting and alleging fraud, and limiting damages for drivers engaged in unlawful behavior — or those who are “mostly” at fault — in a collision.
